Southern California homeowners face several risks that are not always covered by one standard policy. Fire, theft, water damage, flood, and earthquakes may all require different insurance conversations. At CNI Financial Services and Insurance, we help homeowners understand what their…
As your home begins defrosting from winter’s chill, it’s a good time to get everything ready for spring. Take advantage of the burst of energy you get from spotting that first flower or songbird to deep clean and maintain your…
When it comes to taking care of your house, you may be familiar with the concepts of homeowners insurance and home warranties. But do you understand the primary differences between these twotypes of coverage? If you’re not sure whether you…
Are you deciding between renovating your current house and finding a new one? Rising interest rates have made some would-be buyers and sellers reconsider — and if you decide to stay put, you may want to modify your home to…
Does your policy cover your HVAC system? Your insurance may only cover damage due to unexpected hazards, not normal wear and tear. That means it’s up to you to keep your system in good shape. Regular maintenance can keep your…
Do you know what’s covered by your homeowners policy? Or that you can purchase additional coverage for more protection? Even if your current policy meets your needs, it’s always a good idea to learn about your options, especially as we…
